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One of our nonreaders got a library card and began using the library. She discovered the young adult literature section and read book after book. One day she announced she had finally read a book from cover to cover by herself. Unless you get a grip on your Christmas spending patterns, be prepared for a nasty debt hangover in January. A flurry of reminders about the hazards of the annual spending binge have been issued by various institutions in the past few days.Typical is one from Meridian, Ontario largest credit union, which says biggest mistake consumers make during the holiday season is that they fail to set a budget and spend much too freely. When setting a budget, remember it not just about the gifts and year end charitable donations: don forget holiday extras like entertaining, travel and even decorating.

Even the good feelings associated with pulling a designer card out of your wallet is actually a form of gamification. We also offer push notifications every time the card is used, providing customers with transaction details along with a balance update and an encouraging emoji. When you access your digital account, a dashboard lights up and offers game style animation.Ultimately, customers will realize that the money they saving by using the MogoCard is far greater than the reward points they used to earn by going into debt.Even when checking your credit score at no cost through Mogo, a marker might light up to tell you that you achieved rock star status.

Mr. Elworthy: I don’t know if we use digital media more here than elsewhere but I can say that for Nike globally, digital is a huge deal for us. That’s not to say we are leaving behind what we did before in traditional media, but we are starting to focus on digital to a huge degree and shifting our focus to digital, which means increased budgets and increased activity in that area.

But I fully expect this going 7. Heat are $3.98 for 4 3, that’s insanely short and the Hornets are $8.50. Wow. The good news for Radio Shack is that it may not be too late to return to the Golden Age of Gadgets. The economy is cyclical, and we are in a period that many consumers would eagerly consider a lower cost, lesser known brand. As each generation continues to live longer, there is a growing appetite for niche products designed for different age groups.

For the first few days of free agency, not a lot went right for the Boston Celtics. To start, rumored trade target Paul George was dealt away to the Oklahoma City Thunder for an underwhelming return, a package the Celtics could have easily topped. Top tier free agents (Blake Griffin, Paul Millsap, Serge Ibaka) quickly agreed to contracts with other suitors.

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